A Do-It Yourself Investment Platform
Invest in your future with a digital investment platform that combines the benefits of a personal Financial Advisor with sophisticated technology — starting from just $5,000.
Find your advisor ↓About the platform
Investing made simple
Digital Advisor combines algorithm-driven portfolio recommendations with the option to talk to a real iQ Investment Services Financial Advisor whenever you need one — giving you the convenience of self-service investing without going it alone.
- Low starting minimum of $5,000
- Digital investing with 24/7 online access
- Easy online setup in ~15 minutes
- Consider your 401(k) options
- Personalized guidance from a Financial Advisor at iQ Investment Services
Why members choose it
Built around your goals
Personalized plan made just for you
Take a brief questionnaire and receive a personal portfolio recommendation. Your strategy automatically adapts as your goals change.
Intelligent technology
Our algorithm-enhanced program generates dynamic advice based on your risk tolerance, time horizon and goals — accessible online anytime, or by phone.
Affordable investing
A minimum investment of just $5,000 is all it takes to get started — making professional investment management accessible to more members.
Stay on track with your goals
Digital Advisor offers goals-based investing for retirement, major purchases and other financial milestones. Your personalized dashboard lets you monitor performance, make updates and add new goals at any time.
Getting started with Digital Advisor
Select the area closest to you to connect with your dedicated iQ Investment Services Financial Advisor.
Talk to a Financial Advisor
Our team can walk you through Digital Advisor and answer questions about the platform, your financial goals, or retirement — before you enroll.
Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
Guided Wealth Portfolios (GWP) is a centrally managed investment program sponsored by LPL Financial LLC (LPL). GWP generates investment recommendations based upon model portfolios constructed by LPL. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL, LPL is not an affiliate of such advisor. LPL investment advisors are registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
An annual small account fee is applied to accounts with less than $10,000 invested.
References to tax strategies that the GWP service investment management considers in managing accounts should not be confused with tax advice. LPL Financial does not provide tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.
Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.
With your free proposal, you will have access to sample recommendations at no charge to you. If you decide to open a GWP investment management account, you will be charged a quarterly account fee, as well as certain additional costs such as underlying investment fees and expenses and other miscellaneous fees.
An investment in exchange-traded funds (ETFs), structured as a mutual fund or unit investment trust, involves the risk of losing money. An investment in ETFs involves additional risks such as non-diversification, price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking errors.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. iQ Credit Union and iQ Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using iQ Investment Services and may also be employees of iQ Credit Union. These products and services are offered through LPL or its affiliates, which are separate entities from and not affiliates of iQ Credit Union or iQ Investment Services. Securities and insurance offered through LPL, or its affiliates are: