Broker Check

Our Mission

As educators, we provide tailored investment solutions, empowering members to make financial decisions with clarity and confidence.

How We Work

How We Work

We believe that good financial advice:

  1. Comes from advisors who listen and understand what matters most to you.
  2. Delivers education and tailored solutions to help you make sound financial decisions.
  3. Utilizes a financial planning process to guide and serve you as a foundation for success.
  4. Includes investment recommendations, protection from unforeseen circumstances, and retirement planning while leaving a legacy.
  5. Is ongoing to reflect changes in your life.

Financial Life Stages

Early Career

Early Career

Your 20's and 30's

  

  • First job
  • Live within your means
  • Establish credit
  • Minimize credit card debt
  • Begin saving
  • Establish emergency fund
  • Leverage employer retirement plans
  • Starter home
  • Marriage
Mid Career

Mid Career

Your 30's and 40's

  

  • Establish goals and create a financial plan
  • Accelerate retirement savings
  • Save for children's education
  • Begin to pay down debt
  • Fully fund emergency fund
  • Protect yourself and loved ones with life insurance
  • Estate planning, wills, and trusts
  • Buy or upgrade home
Pre-Retirement

Pre-Retirement

Your 50's and 60's 

 

  • Review financial plan annually with an advisor
  • Adjust your portfolio in preparation for retirement
  • Develop a retirement income plan
  • Reduce your debts (mortgage, student loans, etc.)
  • Review life insurance
  • Reassess estate plan
  • Max out your retirement
  • Explore long-term care
  • Care for parents
Retirement

Retirement

Your 60's and 70's

  

  • Transition from saving to spending
  • Adjust your portfolio in retirement
  • Implement retirement income plan
  • Social Security and Medicare planning
  • Long-term care planning
  • Review retirement income plan annually with an advisor
  • Estate plan and beneficiary review

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